Dental services are predictable and rarely catastrophic--which means that employers can afford to fund their own benefits. Wide fluctuations in cost and use of services, typical in the practice of medicine, occur rarely in dental services.
Pelican Dental Concepts employs sound actuarial data to design plans. Any company, no matter its size or budget, can create a dental benefits plan that fits its employee needs.
As with any type of health care insurance coverage, Pelican type self-funded, dollar-based plans can utilize cost control techniques such as co-payments and deductibles.
Stop-loss insurance, while rarely recommended for a self-funded plan, is available should the employer wish to purchase it to guard against the unlikely occurrence of excess claims.
The risk of self-funding is minimal, and the cost savings are substantial.
Find out which plan works best for you - Click Here.